Our fee schedule

The bottom-line

We charge a yearly flat 1% on the assets we manage for you until they reach $1 million. Account values over $1 million cost progressively less to manage.

Please note that at this time, our asset minimum is $1,500,000. We are referring people with less than $1,500,000 to other capable advisors. See a list of a few of them here.

A little more detail

Assets over $1 million are billed on a progressively lower fee schedule:

Our Fee Based Upon Assets Under Management
Annually

1% On the first $1,000,000
($0 – $1,000,000)

0.75% On the next $1,000,000
($1,000,000 – $2,000,000)

0.40% On the next $1,000,000
($2,000,000 – $3,000,000)

0.20% On the next $4,250,000
($3,000,000 – $7,250,000)

Note: We charge a flat fee of $30,000/year for assets over $7,250,000.

Occasionally, for complex cases, we may need to create a financial plan before we begin investment management:

Financial planning engagements at the beginning of a client relationship will be billed as a project fee that we base on our hourly rate of $300. You will know the amount ahead of time and it will typically be in the $3,000 range, though it may be as much as $6,000 depending on the complexity of your finances.

Financial planning is included in our service to investment clients:

• If you are part of a SIMPLE IRA or 401k plan we manage: One module of financial planning per year is included in your fee. View our financial planning modules here.

• Otherwise, comprehensive financial planning and follow-up are included in your fee.