We are an independent, fee-only registered investment advisor in Prescott, AZ.
After half a decade in financial services, Brandon Montoya founded Montoya Wealth Management with the aim to provide investment peace of mind and excellence in service for each of his clients. It’s an independent investment firm based here in Prescott, Arizona that adheres to the fiduciary standard of always putting clients first.
How we work
There are no one-size-fits-all investment solutions at Montoya Wealth Management. We construct holistic financial plans before we begin the investment process because we believe that in order to offer solid investment advice, we must have an understanding of your needs, who you are not just as an investor but as a person: What your values are, what you want your money to do for you in retirement, and what kind of legacy you want to leave behind. Armed with this knowledge, we can build a wealth strategy that fits you and your life.
As a fee-only, independent investment advisor, we have no conflicts of interest: We earn no commissions, so we never churn to drive up cash-flow. We have no parent company so we are never under pressure to put you in inappropriate or proprietary investments. Instead, we hire world-class money managers on your behalf whose job it is to watch market and macroeconomic conditions and adjust accordingly. Our job is to watch them, with a continuous eye to your specific needs.
We invest your money but we don't hold it. In order to protect you, we have hired TD Ameritrade to serve as a custodian for your assets. Once you agree to be our client, you opt to give us permission to make trades on your behalf, but with the exception of collecting agreed-upon, asset-based fees, we never have the power to withdraw money from your account.
Because we are committed to building long-term relationships, we earn our clients’ business through consistent communication that seeks to keep you updated on your accounts and on the state of the market in a way that connects the two together to provide meaningful, actionable insight.